Privacy Policy

Last updated: 14 November 2026

SheetFern (sheetfern.com) is operated by Agnosnike, a sole proprietorship registered in the Republic of Korea ("we"). This page explains what data the service handles. Questions: hello@sheetfern.com.

The short version

• Your statement PDF is read and converted by code running in your own browser. The file and its contents are never sent to us or anyone else.
• There are no accounts, no cookies, no advertising trackers and no analytics on the converter.
• We only receive what you choose to send us by email.

1. Statement files

When you choose a PDF, your browser loads the conversion code from our site and runs it locally. The PDF, the transactions in it and the Excel or CSV file you download stay on your device. The page's security policy blocks it from sending data to other servers. We have no technical means to see your statements.

2. Information our hosting provider processes

The site is served by Cloudflare, Inc. Like any web host, Cloudflare processes technical request data (such as IP address, browser type, the page requested and the time) to deliver pages and protect the site from abuse. This data is handled under Cloudflare's privacy policy. We do not use it to identify you, build profiles or advertise.

3. Email

If you email hello@sheetfern.com, the message is forwarded through Cloudflare Email Routing to a mailbox hosted by Google. We receive your email address and whatever you write, and use it only to reply and to fix problems you report (for example, a bank layout that does not convert). Please do not send statements or account numbers; we only need the bank name and country. We keep correspondence for as long as needed to handle your request and no longer than three years.

4. Payments (future)

Paid features are not available yet. When they are, payments will be processed by Paddle.com as the merchant of record, under Paddle's own privacy policy. We will update this page before that happens.

5. Sharing and selling

We do not sell or rent personal information. We share it only with the providers named above, as needed to run the service, or when the law requires it.

6. International transfers

Cloudflare and Google operate servers in many countries, so emails and technical request data may be processed outside your country, including in the United States and the Republic of Korea.

7. Your rights

Depending on where you live (for example under the EU/UK GDPR, California law or Korea's Personal Information Protection Act), you can ask to access, correct or delete personal information we hold about you, or object to its use. Email hello@sheetfern.com and we will reply within 30 days. You may also complain to your local data protection authority.

8. Children

SheetFern is a tool for adults managing financial records and is not directed at children under 16.

9. Changes

If we change how data is handled, we will update this page and the date above before the change takes effect.