Terms of Use

Last updated: 14 November 2026

These terms apply to sheetfern.com, operated by Agnosnike, a sole proprietorship registered in the Republic of Korea. By using the site you agree to them. Contact: hello@sheetfern.com.

1. The service

SheetFern converts bank statement PDFs into spreadsheet files inside your browser. The free converter is provided as is, and features may change.

2. Check the results

Statements differ widely, and automatic conversion can make mistakes. SheetFern checks rows against the running balance where the statement prints one, but you are responsible for reviewing the output before relying on it for accounting, tax or legal purposes. SheetFern is not accounting, tax or financial advice.

3. Your files

You must have the right to use the statements you convert. Files are processed on your device and are not uploaded to us (see the privacy policy).

4. Acceptable use

Do not attack, overload or try to break the site, and do not use it for anything unlawful.

5. Liability

To the extent the law allows, we are not liable for indirect or consequential losses, or for losses caused by errors in converted files. Nothing in these terms limits rights you have as a consumer that cannot be limited by law.

6. Paid plans (future)

Paid features are not available yet. When they launch, purchases will be handled by Paddle.com as merchant of record, and additional terms, including refunds, will be shown before you buy.

7. Changes and governing law

We may update these terms and will change the date above when we do. These terms are governed by the laws of the Republic of Korea, without prejudice to mandatory consumer protections in your country.